Photographers in NYC who work for themselves know how difficult it is to pay for health insurance. If you’re single, it’s not uncommon to pay in upwards of $700 a month for health insurance. To help photographers get a broader range of benefits and save them money, American Photographic Artists NY has partnered with Trupo. Trupo was started by the same folks who brought you the Freelancer’s Union and is designed to make things a little bit more affordable.
APA NY members will get access to a special group rate with Trupo on dental insurance, accident insurance, and specified disease coverage. There’s also an additional option for a vision rider.
So how does it work?
APA NY is a non-profit that works to help photographers via events, group discounts, group benefits, etc. Think of them as providing the same sort of coverage that full-time employees get. Because of the amount of members in APA NY, Trupo can provide group benefits. You can sign up any time, but since everyone is thinking about insurance right now, you might as well get it. Plus, it’s all tax-deductible.
Traditionally, many benefits offered by Obamacare didn’t have the options for dental, vision, etc. But you’ve got them separately with Trupo and APA NY. The cost is determined after answering a few questions from Trupo. Once you’ve gotten that settled, signing up is a straightforward process that can take less than 10 minutes.
Editor’s Transparency Note: I’m on the Executive Board of APA NY and I am not paid. Our board worked hard on securing this benefit for NYers and it’s available in a few other states as well. This was a personal project and I’m very happy to say that we’ve done work to help photographers finally get the care they need.